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Insights & Resources 

This collection brings together writing on bankruptcy, debt, and financial life across both practical and reflective domains. It includes clear explanations of Canadian insolvency law and process, alongside essays that explore the deeper psychological, cultural, and philosophical forces shaping how we understand money, identity, and change.

Beyond Material Salvation Series

This series explores the deeper forces shaping how we think about money, debt, and ourselves. Moving beyond budgeting and behaviour, it examines comparison, envy, relief, and identity—and how consumption becomes a substitute for transformation. Not a guide to quick fixes, but an invitation to see differently.

Image by mojtaba mosayebzadeh

Bankruptcy Basics

Straight forward, short articles on specific aspects of bankruptcy law and procedure. For those thinking about or who are currently in bankruptcy.

Image by Sean Robertson
Image by Rochelle Lee

Notes on Being

Notes on Being is a blog series exploring philosophy, psychology, personal growth, financial behaviour, identity, relationships, culture, and the search for meaning. Through thoughtful essays and practical observations, the series examines the challenges of modern life and how people understand themselves, their choices, and the world around them.

Image by Elijah Crouch

Bankruptcy Systems and Reality

This series examines how bankruptcy actually works in practice, beyond basic explanations. It explores how trustees are compensated, how section 68 income rules operate, and how “voluntary” payments and tariff structures shape real outcomes. The focus is not criticism but clarity—helping readers understand the incentives, rules, and decisions that influence bankruptcy, so they can make informed choices with greater transparency and personal agency.

Bankruptcy Process

This series explains how bankruptcy works in Canada from start to finish in clear, practical terms. It breaks down the role of the Licensed Insolvency Trustee, how income and surplus payments are calculated under section 68, what happens to assets and debts, and what to expect at each stage of the process. The focus is on clarity and real-world understanding so individuals can navigate bankruptcy with confidence and informed decision-making.

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