Let's Start a Conversation

If you’re feeling overwhelmed by debt, you’re not alone—and you’re not without options.

 

If you haven’t yet explored your options—credit counselling, a consumer proposal, or bankruptcy—I encourage you to start there. Understanding the structure you’re operating within changes how you move through it.

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And if you haven’t yet completed the Debt & Moral Identity Assessment, it’s worth exploring.

 

It’s designed to help you uncover your narrative relationship to debt—the assumptions, beliefs, and internal pressures that often go unexamined, but quietly shape financial decisions.

 

What you find there may not change your situation overnight.
But it may change how you see it.

 

If you haven’t picked up Beyond Material Salvation – Rethinking Insolvency and Debtor Morality, it’s a good place to begin. (And if reading isn’t your preference, there’s an audiobook as well.)

 

Questions are welcome here. So are doubts, reflections, and stories.

 

This project isn’t just about a book or a website. It’s about creating space for a different kind of conversation—one that takes debt seriously, but also looks beyond it. Toward dignity. Toward clarity. Toward what it means to live honestly within the realities we face.

 

If something resonated with you—or didn’t—I want to hear about it.

 

If you’re in a difficult season and need to put words to it, you can.

 

If you’re curious, uncertain, or simply trying to understand what comes next, reach out.

 

This is meant to be a dialogue, not a monologue.

 

You don’t need the “right” words. Just start where you are.

 

📬 Use the form below or send an email directly.

 

I read every message. I may not always have a perfect answer—but I will respond with care.