I was a guest on CTV News Atlantic to discuss my book, Beyond Material Salvation, and a morality survey thatI had conducted on Canadians' opinions on insolvency law.

Part 8 of Beyond Material Salvation is titled The Credit Trap and Self Exploitation. This reading is the beginning of that chapter, Part 8.1, Your Credit Score. It discusses how a credit score is a tool of exploitation.

This video continues with Part 8.2 Born Good or Born Bad, and Part 8.3 Power, which explore the ideas of Jean-Jaques Rousseau, Thomas Hobbes, and Michel Foucault, and how they relate to credit score and modern debtor creditor relationships.

This video continues with Part 8.4 The Will, introducing the ideas of Arthur Schopenhauer.

A national interview exploring how Canadians understand and experience debt, shifting the conversation away from moral judgment and toward lived financial pressure. The discussion examines how people enter debt gradually, often through a combination of rising costs, unexpected events, and structural constraints rather than simple financial mismanagement.

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It reframes debt as a response to scarcity, and insolvency as a structured legal process for financial recovery rather than a moral endpoint. The conversation also addresses stigma, shame, and the emotional burden of financial stress, as well as changing generational attitudes toward borrowing and repayment.

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This interview offers an early foundation for ongoing work exploring the relationship between money, behaviour, and financial wellbeing.